In this article we will explain how a new person to USA can get Credit Card with no previous Credit History. If you have migrated to States recently, you can get these credit cards without any prior Credit History. These are Best Credit Cards for No Credit History and with the referral code given you will get 100 USD as credit Statement .

Can I still get a credit card with no credit history?

Yes, it’s still possible to sign up for a credit card without having much of a credit history, but you need to know which ones to apply for. It’s generally easier to get approved for secured credit cards or starter credit cards, which are designed especially for those who are beginning to build their credit.

What credit score do you start with?

There’s not just one single credit score that everyone starts out with — you only receive a credit score after you’ve opened your first line of credit, and it’s determined by how you use that account. Although 300 is the lowest possible FICO score, you’ll generally start higher than that if you have good credit habits.

What factors influence your credit score?

Credit scores are calculated differently depending on the credit scoring model. Here are the key factors the two scoring models, FICO® Score and VantageScore, take into account when computing your credit score.

FICO® Score

  1. Payment history (35% of your score): Whether you’ve paid past credit accounts on time.
  2. Amounts owed (30%): The total amount of credit and loans you’re using compared to your total credit limit — this is also known as your credit utilisation rate.
  3. Length of credit history (15%): The length of time you’ve had credit.
  4. New credit (10%): How often you apply for and open new accounts.
  5. Credit mix (10%): The variety of installment loans and revolving credit accounts you have, including credit cards, auto loans, mortgages and personal loans.


  1. Extremely influential: Your payment history.
  2. Highly influential: The type of credit, its duration and the percent of your credit limit used.
  3. Moderately influential: Your total balances and debt.
  4. Less influential: Any available credit amount, as well as recent credit behavior and inquiries.

Keep in mind that there may be additional factors besides your credit score that issuers might consider when determining your eligibility for a new card.

How do I improve my credit score?

Building good credit takes time and requires you to consistently practice responsible credit behavior, such as paying your bills on time and limiting your credit utilization ratio. It’s also a good idea to become an authorized user on someone else’s credit card if they have good or excellent credit, as you’ll benefit from this association — though you could also be connected to that person’s credit card turmoil should things end up taking a turn for the worst.

Bottom line

It is possible for those with no credit history to open credit cards and earn rewards for their purchases. In general, it is easiest to qualify for credit cards, which require you to make a deposit in order to access a credit limit. Though they don’t always offer rewards, these types of cards do provide a path to an unsecured line of credit. There are also other starter credit card options that don’t require putting down a deposit or adding a co-signer to sign up.

Capital One Platinum Credit Card

Capital One Platinum Secured Credit Card

Benefits of this Card:

Information about the Capital One Platinum Secured Credit Card has been collected independently by Select and has not been reviewed or provided by the issuer of the cards prior to publication.

  • Rewards: Depends on Card
  • Welcome bonus: 100 USD (Referrals)
  • Annual fee: $0
  • Intro APRN/A for purchases and balance transfers
  • Regular APR29.74% variable
  • Balance transfer fee : None
  • Foreign transaction fee : None
  • Credit needed: No credit history

Apply for Capital One Card here

Who’s this for? The Capital One Platinum Credit Card is perfect for those who are looking for a credit card but don’t want to put down a deposits.

Capital One automatically considers cardholders for a higher credit line within six months after you make your first five monthly payments on time. The only downsides to having this card: It doesn’t provide any rewards-earning opportunities or additional cardholder benefits.

Discover it® Credit Card

Discover it® Secured Credit Card

Benefits of this Card.

  • Rewards: Earn 5% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • Welcome bonus: Discover will match all the cash back you’ve earned at the end of your first year
  • Annual Fee : $0
  • Intro APR: N/A on purchases
  • Regular APR: 27.24% Variable
  • Balance transfer fee: 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
  • Foreign transaction fee: None
  • Credit needed: New / Rebuilding

You can Apply for Discover Credit Card Here

Who’s this for? The Discover it® Credit Card stands out in that you don’t need a credit score to apply and it offers a clear path to upgrading to a standard credit card. It also offers a solid cash-back program as well as a generous welcome bonus.

Because this is a cash back credit card, you are not required to put money in order to open your account. Starting with your seventh month of card membership, Discover will automatically review your account to see if you’ve paid all your bills on time each month. At this point, you may be able to transition to increase line of credit.

These are the two of best Credit Card that are easy to get even with no Credit History in USA.

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